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Spread the cost of your treatment

We are delighted to partner with a trusted finance provider, Humm, to make paying for your fertility treatment more affordable. With Humm you can begin your treatment now and pay in easy, manageable instalments. That might mean spreading costs over 12, 24, or 36 months, with interest starting at 0%*.

We do not want cost to hold you back from getting the highest quality care, so Humm’s payment plans for fertility treatments are designed to support your journey. You can explore all of our payment plan options below. If you have any questions or would like more information, please get in touch.

Humm payment plans are currently available to eligible patients at the following clinics: Harley Street, London Bridge, Harrow, Brentwood, Colchester, Cambridge, Canterbury, Tunbridge Wells.

*12 months 0% APR, 24 months 9.99% APR, 36 months 9.99% APR. You will also be required to pay an initial £30 account set-up fee and a monthly £4 account management fee.

Our Payment Plans

Use our calculator to explore a representative example of how much your treatment could cost. This is based on an average treatment; depending on your individual treatment choices you may pay more or less than the example below.





Humm

Example cost:

£3,000.00

Additional Fees:

£0.00

Deposit:

£300.00

Loan Amount:

£2,700.00

Interest Rate:

0.00%

Total Repayment:

£2,700.00

Monthly Repayment:

£225.00

Why Choose a Payment Plan with Us?

London Women's Clinic is one of the UK's leading providers of IVF and other fertility treatments, founded in 1985. Choosing a payment plan with us allows you to access the highest standards of fertility care at our Harley Street clinic or across the country.

Reach out to our team below, and they will guide you through the process of your fertility health assessment, and support you through applying for a Humm payment plan.

The minimum deposit is 10% of your total treatment costs. 

Unfortunately, Humm does not accept joint applications for their finance packages.

Your first payment will be taken on the date that you select when completing your application. This will be within 30 days of completing your agreement with Humm.

Yes, as part of your application, Humm will perform a hard credit check. 

This means that Humm will share your personal details with one or more Credit Reference Agencies who will perform any relevant checks. This may affect your credit score. Full details are available directly via Humm (https://www.shophumm.com/uk/privacy-policy/).

To be eligible for the Humm payment plans, you must meet the following:

  • At least 18 years of age
  • A UK resident/citizen
  • Have a good credit history
  • Have a UK credit or debit card in your name
  • Meet a minimum income of £1,000 per month

You will need to speak directly with Humm if there are any changes to your arrangements. There is a 14-day cooling off period for any new agreements set up with Humm.

Currently, we are unfortunately not able to offer the option of Humm payment plans at all of our sites. Humm financing is available for eligible patients at our clinics in Harley Street, London Bridge, Harrow, Brentwood, Colchester, Cambridge, Canterbury, Tunbridge Wells. If you are unsure if your clinic location has access to Humm, please get in touch with us.

Humm is an independent company and London Women’s Clinic has no influence over whether your application with Humm is accepted. Humm is a trading style of Humm Group Limited which is authorised and regulated by the Financial Conduct Authority FRN 954478.

London Women’s Clinic is registered in England and Wales No 02684965. London Women’s Clinic are a credit broker and not a lender. We offer products from Humm. London Women’s Clinic is authorised and regulated by the Financial Conduct Authority FRN 980932. Credit subject to age and status.  

Any late or missed repayment may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future.

London Women’s Clinic offers both regulated and unregulated products via Humm. The interest free plans, which are repayable within 12 instalments, are not regulated by the Financial Conduct Authority. Unregulated plans are not covered by the Financial Ombudsman Service.

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